At Steel Peak, we believe that financial success, including investing success, requires comprehensive and effective financial planning. Your personalized financial plan will become the blueprint for your financial future—one that clarifies your goals and provides the steps and strategies required to achieve them.
Our 6-Step Planning Process
The key to our success in helping clients meet their financial and life goals and enjoy lifelong financial security is our proprietary 6-Step Comprehensive Financial Planning Process.
Here's what it entails and what you will experience throughout our advisory relationship:
Step 1. When we first meet with you, we'll gather detailed information about your financial situation, goals, time horizon and risk tolerance. We'll help you identify, clarify and prioritize your most important goals and concerns.
Step 2. Next, we'll combine our financial expertise with the most technologically advanced financial planning software to create a customized plan that encompasses:
- Cash flow
- Tax minimization
- Education funding
- Estate planning
- Business continuation and succession planning (if aplicable)
- Risk management and insurance
- Custom-tailored investment strategy
Step 3. Then, we'll meet with you to review your plan and ensure your understanding, comfort, and agreement with our analysis and recommendations. Your personalized financial plan will encompass all areas of your financial life including investment management, insurance, tax, estate and retirement planning, as well as planning for goals such as education and charitable gifting.
Step 4. Once you review and approve your financial plan, we'll implement its asset allocation and investment strategies.
Step 5. We'll implement your plan by managing your investments in accordance with your goals, risk tolerance, and time horizon. We'll consult and work closely with your CPA and estate planning attorney to help implement any tax or estate planning strategies we may recommend. We'll also help you obtain the most cost-effective insurance coverage—whatever is needed to protect your family's income and lifestyle.
Step 6. Finally, we'll monitor your investments and all areas of your financial plan and meet with you in person, via video conference, or by telephone on a regular basis to ensure your ongoing comfort and progress toward your goals. We will also implement any changes we believe may be beneficial.
Through our disciplined and comprehensive approach to financial planning, we'll help you meet your financial and life goals, enhance the quality of your life, and provide you lifelong security and peace of mind.